When completing the on-line Application, please be careful to complete all fields of information.  Do not leave any sections blank, as this may cause a delay in the processing of your loan. 

Once you have completed the Application, click the submit button and your Application will be forwarded to Tampa Bay CDC. You will receive an email confirming that CDC has received your Application, and this email will give you instructions on the next step in the Application process.  Once you have submitted your online Application, you will need to submit an Authorization Form (which can be found on the "Forms and Brochures" Page) along with your Income Certification Fee  ($25 for one person, $40 for two or more).  When this is received by CDC, we can begin processing your assistance request.  In fairness to all Borrowers, applications will be reviewed in the order in which they are received. Your application will be reviewed and you will be contacted within 3 to 5 business days. You will be contacted by letter notifying you of the documentation that will be necessary to complete your loan file.  If you would like to begin compiling this documentation, CLICK HERE for a list of CDC’s documentation requirements.

Thank you for your interest in Tampa Bay CDC’s programs, and thank you for taking the time to complete the on-line Application.   If you have questions regarding the Application, please contact our HomeOwnership Team at (727) 442-7075 or click here to send us an E-mail. 
                                                       

WE DON'T WANT TO
WASTE YOUR TIME!


BEFORE YOU TAKE THE TIME TO COMPLETE
THE ONLINE APPLICATION,
 PLEASE ANSWER THE FOLLOWING QUESTIONS:

1.  Does your income exceed the income below? Please note that you must include
     the total current annual gross income (before taxes) of the purchaser and all
     adult members (over the age of 17) residing or intending to permanently reside in
     the household (including spouse, fiance, parent, relative, adult child, etc.).

          1 Person: $30,450                 5 People: $47,000
          2 People: $34,800                 6 People: $50,450
          3 People: $39,150                 7 People: $53,950
          4 People: $43,500                 8 People: $57,400

       (If you are purchasing a property in a Target Area, the income limits are higher.
        Visit the Downpayment Assistance page to view the Target Area Maps.)

2.  Is the property you are or want to purchase located in the city limits of  
     St. Petersburg or is it located in Hillsborough or Pasco County?  Tampa
     Bay CDC's Assistance Programs DO NOT apply to these regions.
     (To verify, call the Property Appraiser's Office at 727-464-3207
     or visit http://pao.co.pinellas.fl.us)

3.  If you have selected a property, is the price more than:
          City of Largo: $190,000 (new or existing)
          City of Clearwater: $180,000 (new or existing)
          Urban Pinellas County: $190,000 (new or existing)

4.  If you are planning to purchase a home in the City of Largo:
     a)   Have you owned a home in the last 3 Years?
     b)   Is the property in a Flood Zone?

5.  Have you received Downpayment Assistance from the City of Clearwater in the last 5 Years?
     Have you ever previously received Downpayment Assistance from Pinellas County?

6. If you are separated, do you expect any difficulties in getting your spouse to sign
    the necessary documents to release their dower rights to your property?

7.  Are you applying to receiving Counseling from the HomeBuyers Club?  If so, this online application is
     not the approved form.  Please visit the "Forms and Brochures" page and print out Form #5


IF YOU ANSWERED "YES" TO ANY OF THESE QUESTIONS, YOU MAY NOT BE ELIGIBLE FOR ASSISTANCE!
 
Please call the CDC office to discuss your eligibility PRIOR to completing the Application. Thank You.


IF YOU ANSWERED "NO" TO THE QUESTIONS LISTED ABOVE,
CLICK HERE TO PROCEED TO OUR  SECURE ON-LINE APPLICATION