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Pre-purchase homeownership counseling, education, guidance and support on an individual basis to Pinellas and Hillsborough County residents with the goal of owning their own home.
Call (727) 446-6222 to request an application or print our online application (If calling after business hours, leave a message on extension 12). Complete the online application and mail it to us, along with a check or money order for $15.00 per person payable to: The HomeBuyers Club <OR> The HomeBuyers Club
The only cost involved is $15 per person to obtain a merged credit report from the three major bureaus.
Together with a housing counselor, you will complete a review of your current financial situation and develop a personalized home ownership plan. Your plan will address the key issues pertinent to qualifying for a mortgage: employment stability, income, current debt ratio and credit. These issues will be discussed in detail and solutions outlined. A housing counselor will also determine your eligibility for downpayment assistance programs.
How long it takes will depend on the extent of your problems, your resources for resolving the problems, and your motivation. For many club members it takes a few months, for others two years or more. Time isn't important, but getting started is. The HOMEBUYERS CLUB will continue to work with you as you work toward your goal of home ownership. We will contact you on a regular basis to provide support and encouragement, and you will receive a monthly newsletter full of helpful tips intended to inform, educate and motivate you.
One thing is certain, "the only people who can't finish are those who never start!" The dream of your own home doesn't have to be just a dream. If you're willing to learn, plan and work toward your goal, the HOMEBUYERS CLUB can put you on the right track to success! For more information call (727) 446-6222. |
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WHAT WE DO:
